Privacy and Security Statement

We at ALPHA FINANCE U.S. CORPORATION recognize the importance of protecting your personal and financial information.

As a financial institution and member of NASD, ALPHA FINANCE U.S. CORPORATION must obtain personal information about you. This information assists us in servicing your account. We know you may be concerned about what we do with this information, and with financial information about your account. You have our assurance that:

• We are committed to safeguarding your privacy online.

• We only use your personal information to help us service your account, to improve our services to you, to provide you with products you have requested, and to inform you about additional products or services that may be of interest to you.

• We do not sell your personal information to third parties. We do, however, share selected information as part of normal business operations and as part of normal legal/regulatory purposes required by the Internal Revenue Service, Securities and Exchange Commission, and other regulatory and government entities.

• We protect your account information by placing it on the secure portion of our Web site. That is why you have to enter a unique User Name and Password each time you want to access your account information. Your Password should never be shared with anyone.

• When you access our site using Netscape Navigator(tm) or Microsoft(r) Internet Explorer, technology is used to protect your communications through server authentication and data encryption.

• This Web site does not collect personally identifying information about you except when you specifically and knowingly provide it. There is a technology called "cookies" which can be used to provide tailored information from a Web site. A cookie is an element of data that a Web site can send to your browser, which may then store it on your system. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it or not.

• The ALPHA FINANCE U.S. site may contain links to other Web sites. ALPHA FINANCE U.S. CORPORATION is not responsible for the privacy practices or the content of such Web sites.